With whom can a licensed agent share commissions?

A licensed agent can share commissions with a non-resident agent because it aligns with the regulations governing commissions in the insurance industry. Commission sharing is permitted between agents who are properly licensed to conduct business in their respective jurisdictions. Non-resident agents are those who hold an active license in one state while operating in a different state. As long as both agents are complying with the insurance laws and regulations in their states and maintain appropriate licensing, sharing commissions is appropriate.

The other options involve parties who do not typically have the licensing required to share commissions with insurance agents. A customer representative is not generally considered a licensed insurance agent and can't share in commissions legally. A car dealer might not hold the appropriate license to receive commissions from insurance transactions, and similarly, while real estate agents have their licensing, they are not licensed to receive commission splits from insurance transactions. Therefore, the correct answer reflects the appropriate and legal framework for commission sharing among licensed professionals.