Which type of coverage is typically NOT included for commercial automobiles in the Florida Auto Joint Underwriting Association?

In the context of the Florida Auto Joint Underwriting Association (FAJUA), medical payments coverage is typically not included in policies for commercial automobiles. The FAJUA is designed for high-risk drivers and focuses on essential automotive liabilities, which mainly center around liability coverage for bodily injury and property damage to others. While some commercial policies may offer medical payments coverage as an added option, it is often not a standard feature provided by the FAJUA. This absence is reflective of the emphasis on primary liability protections in the underwriting association's structure.

In contrast, liability coverage, comprehensive coverage, and collision coverage are usually included, as they address the core responsibilities and risks associated with operating a vehicle in a commercial capacity.