Which syndicate consists of all licensed companies in Florida that write auto insurance?

The correct answer is the Florida Automobile Joint Underwriting Association (FAJUA). FAJUA was established to provide auto insurance to individuals who may not be able to obtain it through standard market insurers. This syndicate encompasses all licensed insurance companies in Florida that write auto insurance, allowing these companies to collaborate in providing coverage for those high-risk drivers.

FAJUA operates under state regulation and is designed to balance the insurance market by ensuring that drivers have access to necessary coverage, even if they are considered high-risk. The other options represent different types of insurance arrangements, but they do not include all licensed auto insurers in Florida. For instance, Citizens Property Insurance Corporation is mostly focused on property insurance, while the Florida Workers' Compensation Joint Underwriting Association (FWCJUA) pertains to workers' compensation, and a Multiple Employer Welfare Arrangement (MEWA) is related to group health insurance. Therefore, FAJUA is the logical choice here as it specifically addresses auto insurance within the entire state's licensing framework.