Which of the following is NOT regulated by the Office of Financial Regulation?

The correct answer is that the regulation of insurance rates and forms is not under the purview of the Office of Financial Regulation. In Florida, the regulation of insurance, including rates and forms, falls under the jurisdiction of the Florida Department of Financial Services, specifically the Office of Insurance Regulation. This office is responsible for overseeing the insurance industry and ensuring that insurance companies comply with state laws.

In contrast, the regulation of banks, credit unions, and the securities industry is indeed within the scope of the Office of Financial Regulation in Florida. This office monitors, regulates, and ensures the stability and safety of financial institutions, including banks and credit unions, and oversees the securities industry to protect investors and maintain fair markets. Understanding this distinction is crucial for comprehending the roles of different regulatory bodies in Florida's financial landscape.