Which of the following are grounds for compulsory refusal, suspension, or revocation of a license?

The correct answer highlights a key aspect of regulatory compliance for insurance professionals. Soliciting insurance in areas where a license is not held can lead to serious repercussions, such as compulsory refusal, suspension, or revocation of a license. This is fundamentally about ensuring that insurance agents operate within the confines of their legal jurisdiction, thereby protecting consumers and maintaining the integrity of the insurance marketplace.

When an insurance agent solicits in areas or states for which they do not have the proper licensure, they violate regulatory provisions designed to govern where and how insurance services can be offered. Such misconduct can attract enforcement actions by state insurance regulators, who are tasked with upholding laws that ensure agents are qualified and authorized to practice in specific regions.

Other factors mentioned in the question also indicate serious infractions that could lead to disciplinary actions. Unlawfully rebating and fraudulent submission of a Workers' Comp application both contribute to unfair practices and deception within the insurance industry. While these could certainly result in disciplinary measures, the specific phrasing of the question points more uniquely to the unauthorized solicitation of insurance as a ground leading to compulsory actions against the license. Lack of reasonably adequate knowledge pertains to competency but may not directly trigger compulsory actions in the same immediate manner as unauthorized solicitation, which is a clear