Which entity is regulated by the Office of Financial Regulation (OFR)?

The Office of Financial Regulation (OFR) is primarily responsible for overseeing a variety of financial institutions, which include credit unions. Credit unions are member-owned financial cooperatives that provide a range of services like savings accounts, loans, and other financial services similar to traditional banks, but with the added benefit of lower fees and better interest rates.

While adjuster firms and insurance agencies also play critical roles within the financial and insurance sectors, they fall under the jurisdiction of different regulatory bodies. Adjuster firms are typically regulated by the Florida Department of Financial Services rather than the OFR. Similarly, insurance agencies are overseen by the same department, which focuses specifically on insurance regulation.

Therefore, while the OFR has a broad mandate that extends to various financial entities, the correct answer focuses on credit unions specifically, highlighting the agency's role in regulating these types of financial institutions.