What is the minimum amount of liability coverage legally required for automobile insurance in Florida?

The minimum amount of liability coverage legally required for automobile insurance in Florida includes $10,000 for personal injury protection (PIP) and $10,000 for property damage liability (PDL). This means that in the event of an accident, the insurance will cover medical expenses and certain other losses for the policyholder and their passengers up to $10,000, as well as damages to another person's property up to $10,000.

This requirement stems from Florida's no-fault insurance law, which mandates minimum coverage to ensure that drivers can at least cover basic medical expenses and property damage resulting from traffic accidents. This coverage aims to reduce litigation and expedite compensation for injuries and damages.

Choosing other amounts does not align with Florida's statutory requirements. For instance, amounts less than or greater than $10,000 for PIP or PDL do not fulfill the legal obligations set by the state, making them invalid choices in this context.