In which section of a policy would the 'Duties after a loss has occurred' clause typically be found?

The 'Duties after a loss has occurred' clause is typically found in the Conditions section of an insurance policy. This clause outlines the responsibilities of the policyholder in the event of a loss. It details the steps that must be taken to report the loss to the insurer, cooperate during the investigation, and provide relevant documentation.

The Conditions section serves to clarify the obligations of both the insurer and the insured throughout the duration of the policy, especially when a claim is being processed. This is critical because adherence to these duties can impact the outcome of a claim. If the insured fails to fulfill these requirements, it can lead to complications or even denial of the claim.

Other sections, such as Declarations, typically contain information about the insured items, limits, and premiums, while Definitions provide explanations of specific terms used in the policy. Endorsements modify or add coverage but do not typically address the duties that must be performed post-loss.