How many days notice can an insurer give for cancellation within the first 90 days of a policy?

The correct answer is that an insurer can provide a written notice of cancellation for a policy within the first 90 days, but the amount of notice required is 20 days.

In Florida, the law stipulates that for policies canceled within the first 90 days, insurers must give at least 20 days' notice to the policyholder. This requirement is set to ensure that policyholders have sufficient time to find alternative coverage while understanding the reasons for their policy cancellation. Notably, choices that suggest longer periods, such as 30 days, 40 days, or 60 days, do not align with Florida's regulations, which prioritize a quicker notification process within the early days of the policy.